Fidelius Risk Profiler

Fidelius and your Employer feel it is sensible to ensure that you are placed in an actively managed portfolio of funds that will most accurately suit the amount of risk you are prepared to take. This 12 question set allows us to determine your understanding of risk and how much you are prepared to take with your pension fund. Once you have submitted your responses, you will receive an email confirming submission and confirmation of our contact details in case you have any questions.

Based on your responses and expected term to retirement, our risk profiling system will then determine the most suitable portfolio for you. This will be actively monitored and managed by the Investment Team at Fidelius to ensure that the level of risk is controlled and the returns maximised. The result of your responses will be analysed and an email containing our recommended portfolio will be sent to you as a permanent record; this is normally processed very quickly although this can be longer if this is part of a new scheme set up.

Please fill in your details below, answer the multiple choice questions and press the submit button to calculate.

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If you would prefer to talk to someone direct about your needs please click here to request a call
Step 1

All fields are mandatory

First Name:


Company Name:
Surname:


Preferred Contact Number:
Date of Birth:
Day Month Year
Would you prefer to be contacted by email or by post

Email Address:

Address Line 1:


Address Line 2:


Address Line 3:
Address Line 4:


Address Line 5:


Address Line 6:
Post Code:
Step 2
Q1.
 Imagine you are investing £10,000 for 1 year. You do not have any specific need for this money and will decide what to spend it on in a year's time. Which of these investment opportunities would you choose?
A guaranteed value of £10,500
A value somewhere between £9,500 and £11,000
A value somewhere between £7,500 and £15,000
A value somewhere between nothing and £20,000
Q2.
 If the value of your investments fell suddenly how would you react?
I would view this as an opportunity to buy more at a cheaper cost
I would view it as one of those things that happens from time to time, and quickly forget about it
I would be somewhat concerned
I would strongly regret my decision to invest
Q3.
 "People who know me would say I am cautious"
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
Q4.
 What is your main aim with regard to your pension?
Protecting its current value
Achieving modest returns, accepting that some losses may occur
Achieving good returns, accepting that short term losses are likely from time to time
Maximising returns, accepting that significant losses may result
Q5.
 Imagine you are looking for a new job. Which of these jobs appeals to you most?
£20,000 guaranteed salary and no bonuses
£15,000 guaranteed salary plus a possible bonus of up to £10,000
£7,000 guaranteed salary plus a possible bonus of up to £25,000
No salary at all but a possible bonus of up to £40,000
Q6.
 Do you worry about financial matters? These might include such things as interest rates, stock markets, the value of your investments, whether you will have enough money in future?
Never
Occasionally
Often
All the time
Q7.
 Imagine you have decided to take a holiday and make some home improvements. You suddenly realise that you don't have as much money as you thought you did, and you will have to re-think your plans. How do you feel?
I would be very upset and would find it difficult to change my plans
I would be unhappy about it but would be able to adjust my plans
I may regret my past decisions a little but I would be able to adapt quite easily
I would easily change my plans without regret
Q8.
 Now imagine the opposite situation. You find that you have much more money than you expected. You can take a longer holiday and carry out more expensive home improvements. How do you feel now?
The pleasure of finding I have more money is much stronger than the pain of having less money than I expected
The pleasure is a little stronger than the pain
The pleasure and pain are about the same
The pain is much worse than the pleasure
Q9.
 How do you feel about the statement "It is better to be safe than sorry"
I strongly agree with it and take risks as little as possible
I probably follow this advice more often than not but it is too cautious to follow all the time
It usually prefer to take a chance and risk making a wrong decision
I strongly disagree: I like to take every opportunity without worrying too much about the consequences
Q10.
 How do you normally feel about your financial decisions after you have made them?
I always expect them to turn out well
I am realistic about them, neither optimistic nor pessimistic
I am a normally a little pessimistic and/or nervous
I always fear the worst
Q11.
 When do you intend to retire and take an income from this pension?
5 years or more
I will want income from my pension in less than 5 years
Q12.
 Do you want your investments to fully take ethical considerations into account more than risk and return considerations?
Yes. I realise that this will limit the choice of investment and potentially the returns I receive and may override my risk objectives
No.
Any other questions?
Step 3
Please remember to answer the questions truthfully, to give us a more accurate picture. If you are happy with your answers please click submit.