• Investment process
• Investment philosophy
• Risk profiling
• Tax planning

Investment process

A structured approach to managing your wealth

At Fidelius, the practical application of our investment philosophy is achieved through our investment process. This combines asset allocation, fund selection, ongoing monitoring and risk management. Every stage involves extensive and detailed research. We apply the same philosophy, approach and processes across all portfolios, regardless of size or type, and are acutely aware that even a small outperformance over time can lead to significantly enhanced returns. Achieving the correct balance between risk and return is at the heart of our approach.

With over 2,000 individual funds available in the unit trust and OEIC sector alone, a robust, thorough and consistent process is critical in order to successfully select the best of breed funds that should help our clients maximise their wealth and achieve their objectives. All fund research is undertaken by our expert internal Investment Committee. We analyse and research the entire fund universe, looking at much more than simply the individual performance of individual funds. Our selection process comprises both quantitative and qualitative research. We maintain regular contact with the fund management groups and individual fund managers.

For each asset class we select a panel of funds that meet our criteria, and from this panel we select two or three funds for our ‘preferred list’. This list is then continually monitored and reviewed and, where applicable, a fund may be put ‘on watch’ and closely monitored for potential removal from, or addition to, our preferred list.