09 Dec 2019
Financial planning can help you take stock of your life and finances and build up funds for the future, whatever your plans and expectations.
But have you ever wondered about the actual value of financial advice?
Well, according to new research from Royal London and the International Longevity…
04 Dec 2019
Employee Assistance Programmes (EAPs) -- often available as part of group risk policies -- are a popular way of providing employees with additional help and support.
And new research shows that EAPs don't just improve the wellbeing of those who use them -- they also bring about a measurable Return…
02 Dec 2019
How familiar are your employees with the benefits available to them?
From group life, group income protection and group critical illness, to financial education and health and wellbeing initiatives, it's important to make sure staff understand and make use of the benefits on offer.
25 Nov 2019
How much will you be able to withdraw from your retirement savings each year? If you opt for drawdown -- taking an income from your pension pot while leaving the rest invested, rather than buying an annuity -- it's important to make sure you keep enough invested to provide an income for life.…
11 Nov 2019
We all like to think we could spot a scam. But it's worth getting to know how fraudsters operate, and how to protect yourself and your pension savings.
Pension scam victims lost an average of £82,000 last year, according to new research from the Financial Conduct Authority (FCA) and The Pensions…
04 Nov 2019
There has been a focus in various outlets on improving the general awareness of mental health in recent years, which has been a very positive step forward. Whilst we have not completely eradicated the 'stigma' that comes with it, more and more people are now comfortable talking about their mental…
28 Oct 2019
It pays to take professional advice about your retirement savings -- but don't just take our word for it!
New research has found that retirees who did not take independent financial advice about their pensions were more likely to fully deplete their pension pot than those who sought advice.
21 Oct 2019
It can be hard to get to grips with saving for your retirement. It helps to picture the sort of lifestyle you want and what it might cost -- and new Retirement Living Standards from the Pensions and Lifetime Savings Association (PLSA) are a good starting point.
The standards are designed to get…
30 May 2019
Pension savers who opt for drawdown should consider setting up a Lasting Power of Attorney (LPA), according to insurance group Zurich.
Drawdown allows savers to take an income from their pension pot while leaving the rest invested, rather than buying an annuity.